Woman Drivers, Learner Lady Drivers, New Lady Drivers Tips
It is a know fact that women drivers are safer behind a wheel then a male. A study shows that a men where responsible for 97% of the convictions for dangerous driving between the years of 1998 and 2002. Insurers will prefer homeowners with children over single men because women drivers tend keep the dangerous driving to a minimal as well as the claims.
Consider:-
- Keep and maintain a clean driving record by avoiding license points and on the spot fines
- Passing an advanced driving test or a Pass Plus test will bring your insurance cost down even lower
- Have a no claims year; includes protecting yourself from theft of valuable items such as car radios
- Regular services may help to keep your no claims bonus down and avoid car accidents
A few things to avoid that will end up costing you more in the long run:-
- Some insurers will offer you the chance to pay by monthly installments
- By paying monthly installments you will end up paying monthly interest charges too
- Some insurance companies will charging you an admin fee if you make changes to your policy
- Try not to cancel your car insurance early even though insurance companies will let you
- They will only refund you a percentage of the original policy back
- This will also affect your no claims bonus and you will have to start the year over again
There are several companies who specialise in providing insurance cover for woman drivers, although that doesn't necessarily mean they will always provide you with the cheapest quote, it is always worth getting a few quotes to compare premiums. Always take the time to shop for your insurance cover and you should find a low rate premium which provides you comprehensive cover.
Find out about your car warranty, whether you have one or not and gap insurance is a great add on.
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